Working with suppliers

HSBC registers suppliers as part of a formal sourcing or onboarding process, rather than on a speculative basis. There are various ways HSBC engages third party suppliers, driven by geography, product or service type, sourcing method and local regulations. You’ll find more information on working with HSBC below.

Engaging with HSBC as a supplier

We are committed to the fair treatment of the businesses who supply goods and services to HSBC – and expect them to operate responsibly, in line with our values. Read more about the principles we apply and our supplier code of conduct.

There are various ways HSBC engages Third Party suppliers.

  • Via direct sourcing

    In direct response to a Business Identified need, HSBC source suppliers via a Sourcing event, where selected suppliers will be invited to take part. Once a supplier has been selected as part of a sourcing event HSBC uses Coupa to help manage the onboarding of suppliers.

    To complete this, suppliers will receive an email notification from Coupa requesting further information. Guidance for suppliers on how to complete this information request is provided in the Quick links and further information section of this page.

    Suppliers will be required to provide company information including, but not limited to, their legal name, registration number and registered address. They’ll also need to review and acknowledge HSBC’s Supplier Code of Conduct, and provide environmental, sustainability and governance information. Where necessary, suppliers will also be asked to provide tax, remittance and bank details. HSBC will conduct sanctions screening based on the information provided.

  • Via standard terms through our partner Candex

    Eligible, in-scope categories of low-risk spend can be purchased by HSBC requestors directly through the Candex Platform. Where HSBC engages a supplier to purchase goods or services via this channel, the supplier will receive the PO from Candex and Candex will register and onboard the supplier directly. Suppliers engaged through Candex must accept HSBC’s Standard Terms and Conditions and Supplier Code of Conduct before they can proceed with the order.

    As of February 2026, purchasing via Candex under HSBC Standard Terms is available in the following markets: Australia, Belgium, Canada, Mainland China, China Rural Bank, Czech Republic, France, Germany, Guernsey, Hong Kong, Hong Kong - HASE, India, Indonesia, Ireland, Isle of Man, Israel, Italy, Japan, Jersey, Luxembourg, Malaysia, Malta, Mauritius, Mexico, Netherlands, New Zealand, Poland Bank, Poland GSC, Singapore, South Korea, Spain, Sweden, Switzerland, Taiwan, Thailand, United Kingdom and United States of America.

    Suppliers with questions about the Candex platform, invoicing, or payment, can contact Candex at support@candex.com.

  • Via standard terms

    For HSBC markets that currently do not have access to the Candex platform, eligible, in-scope categories of low-risk spend can be purchased by HSBC requestors via Coupa, or our Purchasing Hub or Fusion P2P platforms. A HSBC requestor will engage with a supplier directly, requesting a quote for the goods or services they require and then raise the PO via Coupa or Fusion. The PO will be accompanied by HSBC’s Standard Terms and Conditions and Supplier Code of Conduct which the supplier must abide by.

Small-to-medium size enterprises (SMEs) or businesses that are majority-owned, managed and controlled by an individual or group that is part of an underrepresented or underserved group (which can vary by geographic location) who wish to express interest in becoming a supplier to the bank can find more guidance under ‘Inclusion’.

Frequently asked questions

Find an answer to the most commonly asked questions.

No. HSBC registers suppliers as part of a formal sourcing or onboarding process, rather than on a speculative basis.

There are various ways HSBC engages suppliers, driven by geography, product or service type, sourcing method and local regulations.

The HSBC Supplier Inclusion Portal is a gateway that allows SMEs and businesses that are majority-owned, managed and controlled by individuals/groups from underrepresented or underserved groups (which can vary by location) to express interest in becoming a supplier to HSBC by providing basic information about your business, capabilities, and diversity qualifications to help connect you with procurement opportunities.

No, there is no cost to register.

It explains the net zero-related expectations in the Supplier Code of Conduct (including emissions reduction targets and disclosures) and provides guidance to help suppliers meet those requirements, supporting HSBC’s net zero ambition by 2050. Download the Net Zero supplier guide.

HSBC supplier contracts

This page sets out the contractual terms that apply to suppliers who provide HSBC with goods and services.

We want to foster great relationships with our suppliers. Our terms are designed to help negotiations by setting out a fair and balanced position for both parties.

HSBC main terms


The following terms apply to all our agreements with suppliers.

Further terms will also be added if relevant (see HSBC additional terms section below).

Terms When it applies
General terms and conditions These general terms and conditions will apply to any orders that we place with you.

General terms and conditions (PDF 144KB)

Cyber minimum requirements We require these terms to be included in all agreements.

Cyber minimum requirements (PDF 61KB)

Call-off We will make each order through a “Call off” form which sets out the commercial terms and incorporates the general terms and conditions.

Call off template (PDF 28KB)

Supplier code of conduct HSBC’s supplier code of conduct applies to all agreements with suppliers. The code is available to download in different languages in the HSBC’s supplier code of conduct section of this page.


HSBC additional terms


Where relevant, the following terms will also apply in addition to the HSBC main terms above.

Terms When it applies
Category specific terms We require category specific terms when we buy certain goods/services.
The categories which require these additional terms are set out below.

Software and software maintenance (PDF 133KB)

Equipment and equipment maintenance (PDF 135KB)

SaaS services (PDF 159KB)

Regulatory terms If you provide outsourced services or ICT services as defined in the Digital Operational Resilience Act (DORA), we will need to include additional terms to enable us to meet our regulatory obligations.

Regulatory terms - Material (PDF 122KB)

Regulatory terms - Non-material (PDF 79KB)

Country specific terms If we purchase goods/services in particular markets, we may need supplementary local terms.

For example, see our standard Country Specific Terms for the United Kingdom, Hong Kong and India:

Country specific terms (PDF 75KB)


Your dedicated procurement contact can provide you with the applicable country specific terms for any other relevant markets.

Invoicing at HSBC

Vendors are responsible for submitting invoices in line with HSBC’s invoicing guidelines. More guidance on invoicing applicable to your geography is below.

HSBC’s no PO, no pay policy

Our no PO, no Pay policy calls for purchases of goods or services to have a Purchase Order (PO) issued by HSBC before delivery from the supplier can take place. Therefore, supplier invoices need to reference a PO number in order to be paid. Invoices without a valid HSBC-issued PO number present will be returned to the supplier. The supplier will then need to reach out to their HSBC contact to request a PO number before resubmitting the invoice for payment.

How to invoice HSBC – Invoicing guides

How HSBC receives invoices differs across the globe, dependent on multiple factors including the platforms in use by HSBC in those countries, E-invoicing adoption, and local government-designated portals.

Electronic invoicing (E-invoicing) is the process of issuing, transmitting and receiving invoices in a structured digital format that allows for automated processing. Unlike PDF or paper invoices, e-invoices are generated, exchanged, and stored electronically in compliance with legal and technical standards defined by the Government.

In countries, where e-invoicing is mandated, domestic Third Parties falling under the mandate must submit their invoices exclusively through the official government-designated portal. This system is intended to improve transparency, reduce tax fraud, and streamline invoice processing across businesses and public institutions.

To download the invoicing guide most applicable to you, please chose from the dropdown below the Country in which you are invoicing HSBC.

Quick links and further information

The following links contain further general guidance for your initial interactions with HSBC, registering your company and payment details, Invoice content, submission, and portal quick links.