Active risk management helps us to achieve our strategy, serve our customers and communities and grow our business safely.
HSBC has maintained a consistent approach to risk throughout our history, helping to ensure we protect customers’ funds, lend responsibly and support economies.
By carefully aligning our risk appetite to our strategy, we aim to deliver sustainable, long-term shareholder returns.
All our people are responsible for the management of risk, with the ultimate accountability residing with the Board. Our Global Risk function, led by the Group Chief Risk Officer, oversees a comprehensive risk management framework that is applied throughout the Group. It focuses on creating an environment that encourages our people to speak up and do the right thing.
Below you can find links to more information on some of the key risks that we manage, including operational and reputational risk, financial crime, and conduct and sustainability risk.
You can also read more about HSBC's approach to risk, including our risk appetite and the top and emerging risks we face, in our Annual Report and Accounts 2019.
Find out how we monitor and manage operational risk, and read more on our approach to data privacy and cybersecurity.
We have a globally consistent approach to managing reputational risk.
Fighting financial crime
Find out more about the steps we are taking to protect the financial system.
We have processes, policies and a culture designed to deliver fair outcomes for customers and protect the integrity of financial markets.
Download our sector-specific sustainability risk policies and get details of how we apply the Equator Principles.
We’re taking action on ESG
A new climate ambition and extra support for customers and colleagues are some of HSBC’s latest environmental, social and governance (ESG) highlights.
HSBC helps UK raise funds to fight climate change
We are advising the UK government on its first ever sovereign green bond.
Cutting carbon for companies
HSBC has led a financing deal that will pay for sectors including construction and utilities to reduce their emissions in China and beyond.