Trends

Emerging themes driving global conversations around growth opportunities, trade, wealth and technology

  • Wealth

    The rising power of the 'silver dollar'

    As populations across the world get older and wealthier, the real spending power of the over-65s is set to rise by 4-5% per year, compared with closer to 1% for other adults*.

    *HSBC estimates

    While older populations have ‘outperformed’ in terms of spending in recent years, the coming decade points to an even bigger role for the so-called silver dollar.

    James Pomeroy, Global Economist, HSBC

    Explore more findings in Global Investment Research's report: Breaking the data: Why ageing populations may prop up consumer spending (opens in new window).

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  • Embracing technology

    AI reshaping Asia-Pacific’s competitive landscape

    Across Asia-Pacific, markets are diverging as each economy leans into its structural advantage. Public and private investment velocity is accelerating. Exit liquidity is shifting West to East.

    In the first half of 2026, mainland China accounted for about 75% of Asia and Middle East AI venture funding, driven by a resurgence in large-scale AI investment.

    Explore more about how Asia-Pacific’s strategic landscape is building towards self-reliance in the AI age, in HSBC Innovation Banking’s report, Innovation Horizons: Asia-Pacific (opens in new window).

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  • Growth opportunities

    The forces reshaping global payments

    The global e-commerce market size is expected to grow at a compound annual rate of 22% from 2026 to 2033, reaching $156 trillion.*

    *According to E-commerce Market Size and Share Report (2026- 2033)

    Payments are evolving at pace and the forces reshaping them – digital commerce at scale, richer data, AI, and modernised infrastructure – are raising the bar for what businesses expect.

    Manish Kohli, Head of Global Payments Solutions, HSBC

    Read our report Global Payment Trends 2026 (opens in new window) on how payments priorities are shaping modern treasury, and what organisations can do to leverage these structural shifts.

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  • Wealth

    There’s a generational divide in investing

    Diversification is becoming mainstream. Younger investors invest more globally; older investors prioritise preservation and stable income.

    Lavanya Chari, Head of Wealth and Premier Solutions, HSBC

    Gen Z investors, on average, invest in more products (4.4 vs 3.7) and more internationally (49% vs 43% preference for investing outside home market) than Baby Boomers.

    Explore more findings and find out how people are navigating investment and wealth decision-making in our Global Affluent Investor Snapshot 2026 (opens in new window) report.

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  • Embracing technology

    Asia’s at the centre of climate tech revolution

    China’s showing incredible capability around battery technology, solar, wind, transmission.

    Julian Wentzel, Group Chief Sustainability Officer, HSBC

    China accounted for about 47% of global cleantech exports, and around two-thirds of global solar and battery exports in 2025.

    Source: BloombergNEF

    Hear more on climate tech investment opportunity
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  • Wealth

    The ‘going global’ momentum in mainland China

    Entrepreneurs in mainland China remain extremely keen to diversify their businesses internationally. Going global is as strong as ever.

    Lok Yim, Regional Head, Asia-Pacific, HSBC Private Bank

    69% of entrepreneurs in mainland China cite AI and advanced tech as the reason for their high levels of optimism, according to our data.

    Explore more findings from HSBC Private Bank’s ‘Unleashing the Fire Horse: Mainland China’s Growing Global Imprint (opens in new window) ’ report.

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