HSBC Patents and Research Papers
We’re innovators in emerging technologies, including artificial intelligence (AI), digital assets and currencies and quantum technologies.
Our tech experts publish a wide range of research papers and are registering patents that help us deliver cutting-edge, digital-first banking solutions.
So far, we’ve published more than 50 research papers and have more than 50 active patents in jurisdictions all over the world, plus about 150 pending patent applications.
We’re focused on the ethical and responsible development and deployment of emerging technologies and collaborate with universities, research institutes and government organisations, including:
- Massachusetts Institute of Technology (MIT)
- The Hong Kong University of Science and Technology (HKUST)
- Monetary Authority of Singapore (MAS)
- Fudan University in Shanghai
- UK’s Centre for Finance, Innovation and Technology (CFIT)
- Endeavor Mexico
“In a rapidly changing world driven by disruptive technologies, our research and Patents and Inventions Programme helps us turn breakthrough engineering into protected innovation — strengthening our commercial advantage and putting our engineers at the core of innovation and how we compete.”
Bojan Obradovic, Group Head of Innovation and Digital Partnerships, HSBC.
- Enterprise Event Platform in Complex Organizations - US19/442,967
- Generating a Fuzzy Causal Graph Using an Artificial Intelligence System - US19/467,593
- Systems and Methods for Deterministic Structured Output Generation Using Foundation Large Language Models Without Retraining - US19/538,230
- System and Method for Implementing Decentralized Identifier Standard - CN202610218078.3
- System And Method for Graph Based Pattern Recognition Using Network and Process Data - US19/555,348
- Method and System for Static Analysis of Financial Software - CN202610320523.7
- System and Method for Dynamic Task Assignment Using Computational Implemented Algorithms - CN202610335265.X
- Systems and Methods for an Atomic Swap Between Privacy-enhanced Tokens - CN202610335277.2
- Multi-Layer Authorization Chain Verification Method and System Based on Decentralized Identity - CN202610353693.5
- A Method for User Payment Authorization Verification on a Blockchain Transaction Platform Based on Zero-Knowledge Proof – CN202610556899.8
- An ESG Evaluation Method and Computer Device Based on AI Language Model (opens in new window) - CN202510011533.8A
- A Blockchain-based Tradable Accounts Receivable Audit Method and Computer Device (opens in new window) - CN202510011543.1A
- System and Method Using Sheaf Neural Networks for Monitoring Network Effect Propagation (opens in new window) - US19/278,737
- A Method, Device and Medium for Storing and Querying Verifiable Credentials in a Decentralized Identity System (opens in new window) - CN202510535197.7A
- Systems, Methods, and Computing Architectures for Providing a Quantum-safe Connectivity – US19/190,165
- Iterative Anomaly Analysis and Detection for User Entitlement Data (opens in new window) - US19/201,128
- A System and Method for Improving Natural Language Processing Accuracy Using Semantic Segmentation (opens in new window) - CN202510685321.8A
- Multi-cluster Resource Allocation for Distributed Applications (opens in new window) - US19/223,222
- Systems and Methods for Automated Processing Task Distribution - US19/260,905
- NLP Technology-based Intelligent Evaluation System and Method for Internal Open Source Assembly (opens in new window) - CN202510845394.9A
- Automatic Completion and Search Method for Software Engineering Prompt Words Based on Prompt Word Knowledge Base (opens in new window) – CN202511342116.8A
- Data processing method, system, equipment and medium based on multi-source heterogeneous data (opens in new window) - CN202511743922.6A
- Service Capability Prediction and Provisioning (opens in new window) - US18/648,011
- System and Method for Detecting Ethical Bias in Machine Learning (opens in new window) - US18/745,788
- Systems and Methods for Machine Learning Using Adversarial Learning and Data Transformation (opens in new window) - US18/812,894
- Trajectory Mining for Data Message Routing (opens in new window) - GB2412113.9
- System and Method for Transpilation of Source Code Using Machine Learning (opens in new window) - US18/806,406
- Quantum Resistant Identity Sharing System (opens in new window) - US18/404,368
- Systems and Methods for Quantum Monte Carlo Processing (opens in new window) - US18/404,169
- Measuring Real Power Usage of Software Applications (opens in new window) - US18/581,792
- Authentication System and Method Based on Decentralized Digital Identities (opens in new window) - PCT/CN2024/078710
- Systems and Methods for Imposing Quantum Control on a Quantum Computer Using Generated Electromagnetic Pulses (opens in new window) - US19/078,887
- Post Quantum Computing (PQC) Distributed Ledger Platform - US19/328,060
- Systems and Methods for Quantum Circuit Simulation Using Tensor Networks (opens in new window) - US18/905,152
- Systems and Methods for Quadratic Unconstrained Binary Optimization (qubo) Transformation (opens in new window) - US18/914,855
- Systems and Methods for Automatically Mapping Process Diagram Data to Application Programming Interfaces (opens in new window) - CN202411488950.3A
- Systems and Methods for Machine Learning-based Data Field Validation (opens in new window) - US18/926,178
- Systems and Methods for Cryptographic Joint Custody Secure Storage of Digital Data Objects on Distributed Ledger Data Structures (opens in new window) - US18/930,634
- Systems and Methods for Interoperable Blockchains and Cross-chain Data Message Communication (opens in new window) - US19/373,609
- Systems and Methods for Graphical User Interface Machine Learning-based Fraud Detection (opens in new window) - US18/961,048
- Identifying Unauthorized Entities from Network Traffic (opens in new window) - US18/984,521
- Systems and Methods for Federated Computer Processing Architecture and Coordinated Broadcast Data Messaging (opens in new window) - US19/007,112
- Application Deployment Platform Systems, Methods, And Devices – US19/050,212
- Method, System, Equipment and Medium for Automatically Generating User Interface Code (opens in new window) - CN202411895953.9A
- Method, System, Device and Medium for Automatically Testing User Interface by Machine Learning (opens in new window) - CN202411912615.1A
- A Method for Transmitting Blockchain Account Identity Authentication Information Between Mobile Applications Based on Zero-knowledge Proof (opens in new window) - CN202411909070.9A
- System and Method for Enhanced Natural Language to SQL Generation in Multi-table Question Answering (opens in new window) - CN202411977473.7A
- Systems and Methods for Using Encryption for Selective Obfuscation of Distributed Ledger Transactions (opens in new window) - US19/431,620
- Systems and Methods for Blockchain Distributed Ledger-based Transactions Using Utxo Merkle Tree Data Structures (opens in new window) - CN202411977505.3A
- A Method for Establishing a Secure Communication Channel Between Mobile Applications Based on Smart Contracts (opens in new window) - CN202411978336.5A
- Method, System, Equipment and Medium for Refilling Banknote Box Based on Machine Learning (opens in new window) - CN202411977454.4A
- Systems and Methods for Hybrid Multi Machine Learning Agent Orchestration (opens in new window) - US19/007,416
- System and Method for Query Processing Engine Based on Knowledge Graph Data Structure (opens in new window) - CN202411999831.4A
- Systems and Methods for Automated Software Process Dependency Estimation (opens in new window) - US19/006,994
- A Digital Currency Transaction Method and System Integrating Distributed Identity Recognition and Privacy Enhancement Functions (opens in new window) - CN202411999123.0A
- System and Method for Traversing a Distributed Ledger Data Structure to Generate Cryptographically Verifiable Presentation Data Objects (opens in new window) - CN202411999844.1A
- System for Processing Network Security Alerts (opens in new window) - GB2315747.2
- Data Mirror (opens in new window) - US18/870,922
- Systems and Methods for Quantum Graph Optimization Circuit for Portfolio Optimization - US18/396,063
- Machine Learning System using a Quantum Computing (opens in new window) - US18/593,494
- Quantum Circuit Compression (opens in new window) - US18/491,251
- Hybrid Computing System for Quantum-assisted Monte Carlo Simulation (opens in new window) -GB2304053.8
- Method and System for Improved Variational Quantum Algorithms (opens in new window) - GB2309193.7
- Cross-border Settlement Method Capable of Being Supervised Based on Blockchain (opens in new window) - CN202311311721.XA
- System and Method of Defragmentation and Customized Optimization of Physical Assets Corresponding to Digital Tokens of a Distributed Ledger in a Decentralized Computing Environment (opens in new window) - US18/517,422
- Adaptive Diversity-Based Quantum Circuit Architecture Search (opens in new window) - US18/519,617
- Optimisation Techniques for Variational Quantum Algorithms using Noisy Quantum Processing Hardware (opens in new window) - GB2318165.4A
- Hybrid Computer System for Asset Selection Optimization (opens in new window) - PCT/CN2023/137935
- Network Inventory Management and Anomaly Detection System (opens in new window) - US17/945,711
- Digital Asset Transaction Privacy Protection Method Based on Dynamic Virtual Address (opens in new window) - CN202210803907.6
- A Method to Identify Manipulative Price Behavior in Cryptocurrency Markets (opens in new window) - CN202210803217.0A
- Modular Analysis Method for Common Algorithm in Central Office Digital Currency System (opens in new window) - CN202210803895.7A
- A UTXO-based sharding approach for regulated cryptocurrency scenarios (opens in new window) - CN202210814988.XA
- Hosting Method for Blockchain Asset (opens in new window) - CN202210814985.6A
- Configuration Management System (opens in new window) - GB2621140A
- Method for Realizing Cross Account Book DVP Financial Settlement Based on Blockchain Interoperation (opens in new window) - CN202210927512.7A
- User Verification with Non-Fungible Tokens (opens in new window) - US18/462,864
- Automated Developer Governance System (opens in new window) - US18/066,749
- Efficient and Accurate Internal Post Recommendation Flow System (opens in new window) - CN202110046838.4A
- Mobile Application APP Active Monitoring Method (opens in new window) - CN202110664743.9A
- Intelligent Risk Assessment Method for Bank Information Security (opens in new window) - CN202110664678.XA
- Intelligent Evaluation Method for Computer Software Bugs (opens in new window) - CN202111065320.1A
- Interactive Entertainment System for Children Growth (opens in new window) - CN202111065327.3A
- Application Programming Interface (API) Automation Framework (opens in new window) - US17/931,202
- Bank Self-Service Intelligent Printing System and Method (opens in new window) - CN201911364693.1A
- Systems and Methods for Global Transfers (opens in new window) - US13/561,551
- Computer Architecture and Process for Application Processing Engine (opens in new window) - US13/270,831
- Computer metrics system and process for implementing same (opens in new window) - US13/276,956
- Integrated customer communications computer system and process for implementing same (opens in new window) - US13/282,822
- Account Opening Computer System Architecture and Process for Implementing Same (opens in new window) - US13/293,957
Frequently asked questions
HSBC has research partnerships with leading universities, research institutes and government organisations, including Massachusetts Institute of Technology’s (MIT’s) Industrial Liaison Program (opens in new window), the Hong Kong University of Science and Technology (HKUST) (opens in new window), the Monetary Authority of Singapore (MAS) (opens in new window), the School of Computer Science and Technology at Fudan University (opens in new window), Endeavor Mexico (opens in new window).
These collaborations focus on AI, digital assets and currencies, quantum computing and more.
HSBC has published more than 50 research papers and has more than 50 active patents in jurisdictions all over the world, plus about 150 pending patent applications.
HSBC has been using AI in banking for many years and we’re striving to be a leader in the ethical and responsible development and deployment of AI in financial services.
Our earliest machine learning models were developed a decade ago. Looking ahead, we’re excited by the potential of AI to enhance the way we serve our customers and the way we work.
HSBC is taking a focused approach to responsible AI, AI governance and AI ethics. We’ve created a set of standards to ensure we use data and AI in the right way and in our customers’ best interests. Take a look at our principles and find out more about our approach on our HSBC and AI page.
HSBC is exploring practical applications of quantum computing in financial services while also preparing for its potential impact on today’s cryptography. Find out more about our approach and work to explore quantum-safe technologies on our HSBC and Quantum page.