Commercial Banking Graduate Programme

Learn about commercial banking through a variety of roles such as advising customers on expanding their operations, analysing risks to provide safe lending options, or helping them to become more sustainable.

Commercial Banking connects entrepreneurial businesses to opportunities through our relationship managers and digital capabilities.

Over 18 months, you’ll rotate between Relationship Management teams that work directly with clients to connect them to opportunities, or with Credit Analyst Teams that analyse a company’s creditworthiness and provide lending solutions.

You might work in Global Trade teams offering services and finance for buyers and suppliers, or with our Product Management teams who develop new, digital services to improve the experience of our customers.

You could also work in various functions that provide support to our clients, such as our Risk teams who provide policies and processes to protect our clients and the bank.

Upon completion of the programme, you’ll be prepared to take advantage of the Commercial Bank’s local and international opportunities to progress your career, including the possibility to become one of our leaders of the future.

Looking for more detail about what you could be working on? Here are some of the activities our Graduates get involved with:

Working with Relationship Managers in meeting clients to understand their needs and support them to expand their operations
Supporting Relationship Managers in helping to pitch for business and build your own relationships with customers to better understand their needs
Helping clients use new technologies to do business with us
Building a knowledge of the products and services we offer our clients, including trade, payments, and transaction banking
Collaborating with product partners across our Commercial Bank and the HSBC Group to support our clients
Understanding the risks involved in Commercial Banking and how we mitigate for these, e.g. writing credit papers, exploring the macro environment, and putting covenants and securities in place
Learning how to incorporate Environmental, Social and Governance issues into our solutions for clients so they become more sustainable and support our joint efforts to transition to net-zero

You’re a networker who builds trusted relationships, works well with different groups of people, and enjoys being part of a team.

When situations change you adapt quickly, take on new challenges and get it done!

You want to be where you can make a difference, whether that’s connecting a small business to opportunities that help them grow or advising a large international company on how to transition to net zero.

You’re curious, love to learn, and confident about bringing fresh perspectives to the table with the aim of finding better ways to do things.

You’ll join our Accelerating Your Strengths Programme, which help you use and further develop your strengths while you’re with us.

The programme includes Personal Development Plans and 360 feedback so you can evaluate and measure your progress against an established framework and set goals to further improve yourself.

You’ll have plenty of opportunities for continuous learning and people to support you during your time with us so that you’re well prepared for your future. Read more about the support you’ll get.

Meet the grads currently on our programmes. They’ll tell you what life is like at HSBC, what they’re doing and learning, and share advice based on their experience.

Life on the Commercial Banking programme (duration 1:49) Elizabeth is developing her business and personal skills by helping clients from a variety of industries across the world. Her ambition is to leverage HSBC’s international network and work abroad

Quote from Athira in Malaysia, I’m excited by the responsibility I get to provide solutions for businesses. HSBC places great emphasis on customers and the people who serve them.

Elsy from Canada quoted, As a female working at HSBC, I feel proud because women at the bank have broken barriers in the financial services sector.

Jhadin from the US quoted, HSBC's open and inclusive culture helps to support minority groups by creating an environment where it is safe to be who you are and speak up to create change.

Waleed in the UAE quoted, The programme is interactive and fast-paced. I can approach senior leaders and people from different lines of business and ask them anything.

Ready to apply?

Check where this programme is open and make an application.

If the programme is currently closed in your country or region, join our talent community (opens in new window) to stay informed about news, events, our programmes, and career opportunities.

For:	Final year students or recent graduates
Duration:	Eighteen months
Areas:	Commercial Banking
Start date:	July 2023 onwards
Location:	Argentina

Buenos Aires

Requirements:	You will have obtained or will be working towards a University Degree score of 6 out of 10 (as appears on your official university transcript or degree certificate), or overseas equivalent upon graduation. Be fluent in English and Spanish. Be legally permitted to work in Argentina. Please note that you can only make one application each recruitment cycle. Candidates should make an informed decision before applying by reviewing the different business areas and location sections on our website.
Applications open:	4 January 2023
Applications close:	31 March 2023
Start date:	July 2023 onwards