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Working in Commercial Banking

Relationship management teams work closely with customers to build an in-depth understanding of their needs

Commercial Banking has a network that covers three-quarters of global trade flows. We provide businesses with banking services in their home markets and overseas. These include trade and receivables finance, payments and cash management, multi-currency accounts, commercial cards, overdrafts, working capital finance, insurance, term loans and syndicated, leveraged, acquisition and project finance.

Opportunities in Commercial Banking

Commercial Banking offers a variety of roles for people interested in helping businesses to succeed. We have a particular focus on companies that aspire to grow internationally and use our global connections and expertise to spot trends in world trade and identify opportunities for our customers. So we typically look for people with an international mindset, who are curious about how business works in different markets and who can build long-term relationships with our customers.

We divide our customers into three groups: business banking (for small businesses), mid-market companies and large corporates. We offer roles including general management and strategy, business development, analysis, support and administration.

Relationship management is at the heart of our business and these teams work closely with customers to build an in-depth understanding of their needs. They require good business judgment and commercial knowledge as well as strong interpersonal skills.

These customer-facing teams are supported by product specialists. As well as having strong technical skills, they often need to be able to liaise with and advise clients. We have two areas of particular expertise:

HSBC has been financing cross-border trade since:

1865

  • Global Trade and Receivables Finance. We provide the services and financing that exporters and importers need throughout the trade cycle, from the tender process and issuance of a payment order to shipment and sales fulfilment. We cover all industries and specialised financing such as commodities, offering more than 100 trade and receivables products that help customers seize growth opportunities while meeting their working capital, trade risk, supplier and sales finance needs

  • Global Payments and Cash Management. We help our business customers to make payments quickly internationally and between different currencies and jurisdictions through our e-banking platforms. We enable clients to improve the visibility and control of their cash and to manage their liquidity effectively. Find out more about careers in Payments and Cash Management

We also work closely with our colleagues in Global Banking and Markets and Global Private Banking to meet the needs of our customers. A career in Commercial Banking will equip you with a broad perspective and insight into other parts of the organisation.

Find out more about Commercial Banking.

Continue exploring Commercial Banking

Benjamin - China
Benjamin

Senior Vice President and Team Head of International Business Commercial Banking, Beijing - Beijing (China)

The bank is expanding rapidly in China and there are plenty of global opportunities


Namrata - India
Namrata

Commercial Banking - Mumbai (India)

Our sustainability programme has inspired me to give something back to society


Working in Global Banking and Markets
Working in Global Banking and Markets

We provide financial services and products to corporates, governments and institutions.


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Working in Global Private Banking

We work with business owners, entrepreneurs, executives and their families to grow, manage and preserve their wealth.


Working in Retail Banking and Wealth Management
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We help more than 50 million customers worldwide to manage their finances and protect and build their financial futures.


Working in HSBC Technology and Services
Working in HSBC Technology and Services

We provide operational and technical support across the Group and help to improve the bank’s efficiency and customer service.


Working in Global Functions
Working in Global Functions

These are the operational teams that support our work – from human resources and marketing to strategy and risk.