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Credit ratings

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    Fitch Moody's Standard & Poor's
    RATING OUTLOOK RATING OUTLOOK RATING OUTLOOK
HSBC Holdings plc Long Term/Senior AA- Stable Aa3 Stable A Stable
Short Term F1+ P-1 A-1
HSBC Bank Australia Limited Long Term/Senior Not rated Not rated A1 Stable A+ Stable
Short Term Not rated P-1 A-1
HSBC Bank Middle East Ltd Long Term/Senior AA- Stable A2 Stable Not rated Not rated
Short Term F1+ P-1 Not rated Not rated
HSBC Bank plc Long Term/Senior AA- Stable Aa3 Stable AA- Watch Negative
Short Term F1+ P-1 A-1+
HSBC Bank USA NA Long Term/Senior AA- Stable Aa2 Stable AA- Watch Negative
Short Term F1+ P-1 A-1+
HSBC Finance Corporation Long Term/Senior A+ Stable Baa1 Stable A Negative
Short Term F1 P-2 A-1
HSBC France Long Term/Senior AA- Stable A1 Rating under review AA- Watch Negative
Short Term F1+ P-1 A-1+
HSBC USA Inc Long Term/Senior AA- Stable A2 Stable A Stable
Short Term F1+ P-1 A-1
The Hongkong and Shanghai Banking Corporation Ltd HKD issues
Long Term/Senior Not rated Aa2 Stable AA- Stable
Short Term Not rated P-1 A-1+
Non-HKD issues
Long Term/Senior AA- Stable Aa2 Stable AA- Stable
Short Term F1+ P-1 A-1+

As at 29 May 2015