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Formulating a plan
Start by forming a better understanding of the three possible retirement income sources available to you.
Government retirement plans
Will you receive any income from the state? If so, how much per month and when?
Company retirement plans
Are you a member of a company pension scheme? If so, how much income can you expect to receive?
Personal retirement plans
Do you contribute to a personal retirement plan? If so, what sort of return are you expecting?
Compare your expected income against your required income (usually 60% - 80% of your final salary). Go to your local site to check the situation with a HSBC adviser and determine a plan to fill any income gap.
Find out more about retirement planning where you are..
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